Illogical Logic
My son-in-law has developed a theory about automobile insurance. He and my daughter have USAA; which is in my opinion the best automobile insurance that you can have.
USAA doesn’t advertise on television and is limited to Military Personnel (past or present) and their families. This company is so good that if they have a profitable year they not only lower rates, but they also send out rebate checks.
Back to my son-in-law’s theory:
There are at least 7 automobile insurance companies that advertise on television on a very regular basis. All of them claim that they will save you money over your current provider.
Some companies claim that they will save you up to $500 per year.
But let’s say that the average savings per company is $250 per year. $250 times 7 equals $1750. This is more than my daughter and son-in-law are currently paying for automobile insurance on their two vehicles.
Therefore by switching companies 6 or 7 times they would be getting their auto insurance for free.
Of course, he was being facetious.
In all the years (nearly 40) that I had automobile insurance; I never filed a claim. I had one fender bender – not my fault - and we settled with cash. Yet I had spent about $28,000 to maintain my coverage over the course of those years. If adjusted for inflation, probably about $50,000 in today’s dollars.
Now that I am no longer driving nor have a vehicle, I feel that I should get at least a 50% rebate. I could really use an extra $25, 000.
Fat Chance!
The Beach Bum
USAA doesn’t advertise on television and is limited to Military Personnel (past or present) and their families. This company is so good that if they have a profitable year they not only lower rates, but they also send out rebate checks.
Back to my son-in-law’s theory:
There are at least 7 automobile insurance companies that advertise on television on a very regular basis. All of them claim that they will save you money over your current provider.
Some companies claim that they will save you up to $500 per year.
But let’s say that the average savings per company is $250 per year. $250 times 7 equals $1750. This is more than my daughter and son-in-law are currently paying for automobile insurance on their two vehicles.
Therefore by switching companies 6 or 7 times they would be getting their auto insurance for free.
Of course, he was being facetious.
In all the years (nearly 40) that I had automobile insurance; I never filed a claim. I had one fender bender – not my fault - and we settled with cash. Yet I had spent about $28,000 to maintain my coverage over the course of those years. If adjusted for inflation, probably about $50,000 in today’s dollars.
Now that I am no longer driving nor have a vehicle, I feel that I should get at least a 50% rebate. I could really use an extra $25, 000.
Fat Chance!
The Beach Bum
Labels: Advertisments, Commentary, Logic
posted by The Beach Bum at 12:36:00 PM
2 Comments:
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